Business Description

Franchise buys quality accounts receivables from client companies at a discount to provide short-term working capital to expanding businesses.

Franchisor Background

Year Established:  1971

Franchising Since:  1991

Operating Units:
Franchised Units:	146	100%
Company-Owned Units:	0	0%
Total Operating Units:	146	100.0%
Geographic Distribution: U.S.: 114 78.1% In 34 States Canada: 20 13.7% In 6 Canadian Provinces International: 12 8.2% In 2 Foreign Countries   Total: 146 100.0%

North America:
States/Provinces with the largest number of operating units:

Density	Units
1. California	17
2. Ontario	8

Registered in Following Registration States: California, Florida, Hawaii, Illinois, Maryland, Michigan, Minnesota, New York, Virginia, Washington, Wisconsin

Financial Requirements

Investment:
Minimum Net Worth:	$300K
Cash Investment:	$150K
Total Investment:	$180K
Average Total Investment:	$180K
Fees:
Initial Franchise Fee:	$36K
Average Franchise Fee:	$36K
On-Going Royalty:	8%
Average Royalty:	8%
Advertising Fee:

Average Number of Employees:

Space Needs (in square footage):

Preferred Sites: Home-based

Other Sites:

Encourage Conversions? Not Applicable

Earnings Claims Provided?: No

Franchisee Qualifications
Ranked from 1 (unimportant) to 5 (important):
Financial Net Worth:	3
General Business Experience:	3
Specific Industry Experience:	4
Formal Education:	2
Psychological Profile:	2
Personal Interview(s):	3
Terms of Contract
Term of Initial Contract:	10 Year(s)
Term of Renewal Period:	10 Year(s)
Passive Ownership:	Allowed, But Discouraged
Area Development Agreements?	Yes, for 1 Year(s)
Sub-Franchising Contracts?	No
Franchisees Allowed to Expand Within Territory?	Yes
Support and Training
International Franchise Association:	No
Canadian Franchise Association:	No
Franchisee Association/Member:	No
Size of Corporate Staff:	0
Site Selection Assistance?	Not Applicable
Lease Negotiation Assistance?	Not Applicable
Financial Assistance?	N/A
Marketing Support:
Co-Op Advertising:	Yes
National Advertising:	Yes
Regional Advertising:	Yes
Local Advertising:	Yes
Marketing Materials:	Ad Slicks, Brochures, Catalogs, Coupons/rebates, Direct Mailers, Emails, Promotional Items, Radio Ads, Site Signs, Television Ads, Trade Show Exhibits, Videos
Additional Services:	Grand Opening, In-house Marketing, Marketing Research, Newsletter, Online Extranet, Press Releases, Sales Strategies
Other Marketing Support:	None Specified
On-Going Support:
Central Data Processing:	Not Applicable
Central Purchasing:	Not Applicable
Field Operation Evaluation:	Not Applicable
Field Training:	Included in Fees
Initial Store Opening:	Included in Fees
Inventory Control:	Not Applicable
Franchisee Newsletter:	Included in Fees
Regional or National Meetings:	Included in Fees
800 Telephone Hotline:	Included in Fees
Training:
1.	6 Days Total (2 days on-site)
Expansion Plans
Projected New Units Over Next 12 months: 30 U.S.: Yes, All United States Canada: Yes, All Canada Overseas: Yes, All Countries	Request Franchisor Info   Submit an online form to receive information from Interface Financial Group, The.